It's time to take action and make a plan for your money

Wealth building shouldn't be limited to a few privileged. Being successful at money is 80% behavior and 20% knowledge. Most of us know what we need to do, we just don't do it. Ready to change that?

  • Has your focus been on simply having a job, getting paid and doing it all over again next month?
  • Have you been living too much in the now and completely ignoring your future? 
  • Have you been making minimum payments on your loans? 

Fear No more, this course will help you gain the confidence you need to set big goals and have a road-map you can follow to achieve financial success in the future.

Fear your Finances no more

  • It is time to take charge of your personal finances, get savvy and stop feeling overwhelmed

  • Turn your financial goals into action plans as dreams can only be made a reality by taking action

  • Have one dashboard to view your key financial goals and how you are tracking against them

  • Take the guess-work and time required to build your spreadsheet out of the equation

  • Start tracking your Incomes streams, Expenses, Debt, Savings & Investments in one place

So who am I?

Why should you listen to what I have to say?

I'm Joy, a Qualified Chartered Management Accountant. I've been working with multinational companies helping them create and manage their multimillion and multibillion budgets and building performance reports tailored to their business to ensure they reach their goals. 

My reports are used by the CEOs & CFOs to help them make informed decisions that would lead the company to success. I believe you are the CFO & CEO of your own Personal Finances so why not treat it like a business? 

I would love to help you learn to manage your money by presenting you with this powerful course. This course will set you on your journey to Financial Independence. Tell your money what to do before it has the chance to leave you.  

I will outline key financial concepts and metrics used by those who have gained financial independence. I will provide a step by step guide on how to use the Master spreadsheet. So you can start:
-  Planning for your financial goals, 
-  Budgeting a road-map to achieve them and 
-  Forecasting to make sure you stay on track for success.


Start your journey to Financial Success

  • Audit Assessment

    Learn how to audit yourself, assess your financials. The terms "Audit" is used by companies as the process of evaluation or analysis to determine accuracy or safety of their financial performance.

  • Financial Goal Setting

    Learn how to realistically plan for long term goals. The only way to achieve big goals is by breaking them down into smaller goals and constantly revisiting. I'll provide you with the tools to do so.

  • Debt clearance

    Set a plan for getting rid of debt to free your money for greater things. Use my debt payment tracker to build a strategy that works for you.

What to expect

  • Winner Mindset

    Changing the way you think about money will change the way you spend it. You will find a sense of liberation once you feel you are in control of your money.

  • Start building Wealth

    A study has proven that those who start tracking their expenses see a 20% drop in their spend without even trying! There is power in visual representation.

  • A path to Success

    Start seeing the benefits and rewards as you slowly start to see your money grow and therefore getting closer to your financial goals and your life values.

Course curriculum

  • 1


    • Welcome to the course

    • How this course works

  • 2

    Money Mindset

    • Mindset Intro

    • Self-Awareness

    • Money Beliefs

    • Moving forward

    • Purpose

    • Money Mindset Challenge

  • 3

    Audit your Expenses

    • Deep Dive

    • Personal Finance Tracker

    • Step by step guide - Expenses

    • Practical walk through

    • Expense Tracker Checklist

  • 4

    Budget building

    • Let’s Plan

    • Planning & Budgeting

    • Step by Step guide - Creating your Budget

    • Worksheet

  • 5

    Debt clearance & Saving

    • Debt Free Basics

    • Scenario examples

    • Debt Payment Calculator

    • Worksheet

  • 6

    Next Steps

    • Looking Ahead

    • Step by Step

Start your Personal Finance Journey now

Time is one of our most valuable assets, hence the saying "Time is money". So what are you waiting for? Make the decision today to take control of your money. Your Future self will thank you.


  • When does the course start and finish?

    This course is available on demand! It will drip feed content to you weekly during a period of 2 weeks.

  • How long do I have access to the course

    How does lifetime access sound? After enrolling, you have unlimited access to this course for as long as you like.

  • Are refunds available?

    Due to the digital nature of the course, all sales are final. There are no refunds available. Your success matters hence support will be provided to ensure you are on the right track.